The Commission has published an open public consultation as part of the preparation of a delegated act which will establish a comprehensive portfolio framework for the financial sector to use on a voluntary basis. Its objectives are to:

• increase lending volumes for energy renovations, in line with EU energy & decarbonisation targets
• protect vulnerable households
• outline best practices to encourage lenders to prioritise the worst-performing buildings.
   

It is based on the new EU rules on the energy performance of buildings (recast Directive 2024/1275/EU, Article 17). The public consultation will further support the preparation of the delegated act by asking more targeted questions.

You can contribute to this consultation by filling in the dedicated online questionnaire by 18 November 2025.